By |2019-03-27T08:15:52+00:00March 27th, 2019|Financial Planning, Legacy, Retirement, The Blog @JGUA|

By Alexander K. Ognenovski J.D. THE SUCCESSION PLANNING PROCESS: AN OUTLINE. Safeguarding the future of your business and your family. The main goal is to design a plan that will meet the expectations and hopes of the business owner. Often the most important goals are to keep the business and family together. Therefore, it is [...]

When It Comes to Succession Planning, Timing is Key

By |2019-02-13T08:56:27+00:00February 7th, 2019|Financial Planning, Retirement, The Blog @JGUA|

By Andrew Baron, CFP®   You have built a business. You have overcome obstacles and celebrated successes. With your continued efforts, your business has provided for your family and your employees alike. When considering the sale of your business, the timing can present complications affecting others both directly and indirectly. First, the timing of the sale [...]

Four Basic Components of Succession Planning on the Family Homestead

By |2019-02-05T14:57:00+00:00February 5th, 2019|Retirement, The Blog @JGUA, Wealth Off The Land|

By Sarah Collier, J.D.   Growing up on a small farm, I know all too well that farmers take pride in their hard work on the farm. It’s those memorable events like three generations working together to build a barn that are the reasons why the farmer wants the family homestead to pass from generation [...]


By |2019-02-07T09:26:38+00:00January 28th, 2019|Retirement, The Blog @JGUA|

By Alex Ognenovski, J.D.   Key Points: Contributing to a Roth IRA gives you extra taxation-flexibility toward your retirement plan. The contributions to a Roth IRA are made on an after-tax basis, meaning you can withdraw your contributions at any time and any potential earnings can be withdrawn tax-free during retirement. You are not required to [...]

Are Target Date Funds a Bulls-eye or off the Board?

By |2019-02-07T09:30:46+00:00January 3rd, 2019|Financial Planning, Investment Management, Retirement, The Blog @JGUA|

Target Date Funds Explained By Mason Jones, CFP®   Target date funds (TDFs) have been around for over two decades. These funds are meant to help investors simplify their decision-making in how to allocate and diversify their assets, especially as they get closer to retirement age. The funds are created by a specific mutual fund [...]

SEP IRA vs. Solo 401(k) – Which is Better for You?

By |2019-01-10T11:44:51+00:00March 29th, 2018|Financial Planning, Investment Management, Retirement, Starting Out, The Blog @JGUA|

Smart Retirement Options for the Self-Employed. Alexander Ognenovski, JD Self-employment has its advantages; yet also comes with responsibility, such as saving for your own retirement. When you work for an employer, you can usually count on there being a 401(k) plan or something similar already in place that you can contribute to. However, when you [...]

Is Your 457 Plan Leaving Money On the Table?

By |2019-01-10T11:44:57+00:00March 20th, 2018|Financial Planning, Investment Management, Retirement, The Blog @JGUA|

Andrew Baron, CFP® Associate Advisor 457 plans, one of the lesser known retirement savings plans are a special kind of plan for non-profit organizations. The sponsor of the plan must be an employer that is either a state or local government entity or a qualifying 501(c)(3) organization. Federal employees are not covered under these plans [...]

Do you qualify to utilize a QCD?

By |2019-01-10T11:45:18+00:00March 8th, 2018|Charitable Giving, Financial Planning, Investment Management, Legacy, Retirement, Tax Planning & Preparation, The Blog @JGUA|

If you do, reviewing your QCD strategy this Tax Season should be a priority... Kathryn W. Gerwig, CFP® Senior Advisor As you complete your 2017 income tax returns, keep in mind some tax provisions that will possibly be more important for 2018 and future years’ tax planning.  In 2015, the Protecting Americans from Tax Hikes Act [...]

Are You Prepared for a Disaster?

By |2019-01-25T10:29:53+00:00December 12th, 2017|Family, Financial Planning, Investment Management, Legacy, Retirement, Starting Out, The Blog @JGUA|

Are You Prepared for a Disaster? Nora Smith, Information Services Manager This Holiday season, so many of us are watching the news helplessly as the fires rage in California and thousands have been forced to leave their homes. The ongoing natural disaster in the West comes on the heels of a horrific Hurricane season that [...]

IRS Contribution Limit Changes for 2018

By |2019-01-10T11:48:02+00:00November 17th, 2017|Family, Financial Planning, Retirement, Tax Planning & Preparation, The Blog @JGUA|

What do these changes mean for you and your retirement savings plan? Lynda Tull, Associate Advisor The IRS has announced new contribution limits for retirement savings accounts which include 401K, 403B, and most 456 plans. Changes to income limits for IRA contribution deductibility and new contribution limits for Health Savings Accounts (HSAs) have also been [...]