The Psychology of Retirement: Navigating the Emotional Aspects of Life’s Next Chapter

By |2024-04-01T13:01:20-05:00March 19th, 2024|Retirement, The Blog @JGUA|

Disney Pixar’s 2015 film, Inside Out, tells the story of the emotional conflicts of Riley, an eleven year old girl. Her dad gets a new job and moves the family from the upper Midwest to San Francisco, a move that upsets her entire world. Five emotions, Joy, Sadness, Fear, Disgust, and Anger all make [...]

Compound Growth: Build Your Wealth Exponentially

By |2024-03-12T07:52:14-05:00March 12th, 2024|Retirement, The Blog @JGUA|

One common misconception many of us have when it comes to investing is that it is too late to start. Whether you’re thinking about retirement, buying a new home, or even assisting your kids through college, it is never too late to start. One of the main reasons it is never too late to start [...]

Retirement Income Strategies: Maintain Your Lifestyle Without Compromising Financial Security

By |2024-02-20T10:39:25-05:00February 20th, 2024|Retirement, The Blog @JGUA|

Retirement is a significant milestone for many, but it can be a scary adjustment to go from a steady income to living off of your retirement assets. Now that you will no longer be able to rely on your working income, it is very important to strategically plan your retirement. In this article, we [...]

Love & Money: Navigating Financial Conversations With Your Partner

By |2024-02-13T13:17:17-05:00February 13th, 2024|Investment Management, Retirement, The Blog @JGUA|

Perhaps you saw the recent article that draws a connection between merged finances and marital bliss. Researchers at Indiana University’s Kelly School of Business compared newly married couples who kept their finances separate with couples who merged their finances. They followed these couples for two years and concluded that those who merged their finances were [...]

Financially Savvy Resolutions for the New Year

By |2024-01-09T14:06:05-05:00January 9th, 2024|Investment Management, Retirement, Starting Out, The Blog @JGUA|

As the festive holidays come to an end, we look forward to the New Year. Welcome to 2024, the year in which setting financial goals will guide you toward reaching financial freedom. While everyone's definition of financial freedom is unique, there are a few objectives that can give you a solid foundation for the New [...]

Is My Retirement a Failure If I Go Back to Work?

By |2023-11-09T14:56:24-05:00November 7th, 2023|Retirement, The Blog @JGUA|

For more than twenty years you meticulously planned for this transition. As your career developed, you put in the hard work and made significant contributions to your company. All the while, in the back of your mind you anticipated the day you would be able to retire. That day arrived with great excitement and [...]

Navigating the Financial Landscape: The Merits of Fee-Only Wealth Management and Objective Insights into Fee-Based Alternatives

By |2023-11-07T09:02:32-05:00October 24th, 2023|Investment Management, Retirement, The Blog @JGUA|

In the intricate world of financial decision-making, clarity and objectivity are paramount. At John G. Ullman and Associates, we recognize the need for transparency and a client-centric approach. As we delve into the common inquiry regarding fee-only versus fee-based wealth management, let's explore the benefits of a fee-only model and offer an objective perspective [...]

Key Medicare Information for 2023

By |2023-10-17T13:12:50-05:00October 17th, 2023|Retirement, The Blog @JGUA|

Medicare vs. Medicaid- Both Government sponsored health insurance Medicare’s beneficiaries are primarily age 65 and older or meet other exceptions. Beneficiaries have paid into the Medicare system through payroll taxes over their working life. Medicaid’s beneficiaries are low to moderate income individuals. This program is dependent on income. Premiums: Part A- Most people receive [...]

A Look at the Market – September 2023 Update

By |2023-10-11T09:59:15-05:00October 11th, 2023|Investment Management, Retirement, The Blog @JGUA|

Up until September, the stock market had been having a great year rebounding 15% from the bear market of 2022. Then September came and the S&P 500 index dropped 5%. The narrative from investors changed from “peak interest rates” to “higher interest rates for longer” to “higher interest rates forever”. This new environment is [...]

Go to Top