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Medicare Changes You Can Expect in 2023

By |2023-01-17T08:57:11-05:00January 17th, 2023|Retirement, The Blog @JGUA|

A New Year brings new changes to many insurances... this includes Medicare. Whether its changes to the premiums, deductibles, and cost sharing (copays and/or coinsurance) amounts to the actual underlying coverage of services it is hard to keep up sometimes. On top of the normal changes, there are some huge changes to Medicare due to [...]

Reviewing Your Financial Health

By |2022-12-13T09:15:07-05:00December 13th, 2022|Retirement, Starting Out, The Blog @JGUA|

Heading into the end of the year and looking forward to 2023, we here at JGUA wanted to give some insight into some financial considerations for you and your family. Making sure you are aware of and in control of your financial health is important, and we are here to help. First thing to consider [...]

So You’re Thinking of Being a Snowbird

By |2022-11-08T13:22:13-05:00November 8th, 2022|Retirement, The Blog @JGUA|

As I left home this morning, I peered through the fog at the pond in our backyard. Our friend, the Great Blue Heron, was looking for breakfast. My wife and I have been awed by his patient gracefulness coupled with unexpected speed and agility as he pursues his next meal. But this won’t last. The [...]

Traditional Medicare vs. Medicare Advantage

By |2022-11-01T07:58:48-05:00November 1st, 2022|Retirement, The Blog @JGUA|

Are you being bombarded with Medicare Advantage commercials or mailings? If it hasn’t started yet, I’m sure you’ll start receiving or noticing them soon. This is because we are now in the Open Enrollment period for Medicare Part D and Medicare Advantage plans. Do these messages seem too good to be true? Are you wondering [...]

How Do I Get Out of My Timeshare?

By |2022-10-25T06:55:13-05:00October 25th, 2022|Retirement, The Blog @JGUA|

The impressive glossy brochure on sturdy cardstock arrives in the mail. You’ve been invited to spend three nights at a luscious resort for a modest price. You’re intrigued. Booking a similar vacation yourself would cost a pretty penny. You call the toll-free number, pick your dates, and begin to daydream about this blissful upcoming vacation. [...]

What Does it Take to Tame Inflation?

By |2022-10-18T07:25:04-05:00October 18th, 2022|Investment Management, Retirement, The Blog @JGUA|

Anyone who pays attention to the news or simply shops in a supermarket knows that prices have increased sharply over the past year. This is not just a U.S. phenomenon, but is worldwide and comes after nearly 40 years of modest low-single digit annual inflation. Some of the causes include worldwide supply chain disruptions triggered [...]

Are You Maximizing Your Employer’s Retirement Benefits?

By |2022-09-22T15:01:22-05:00September 22nd, 2022|Retirement, The Blog @JGUA|

It’s no doubt that making these type of decisions can be nerve-racking and reviewing your benefits can be very complicated. Although capable, sometimes it’s hard to find the time to digest all your options and analyze all the various benefits. Making the wrong election can have financial consequences for you, either now or in the [...]

So You’re Thinking About Retiring

By |2022-09-14T16:12:33-05:00September 7th, 2022|Retirement, The Blog @JGUA|

Are you counting down the days, or is retirement still a nebulous concept of some far off Neverland, or are you somewhere in between. Wherever you are in your process, retirement demands answers to a host of questions. The better your answers, the more enjoyable your retirement years will be.   Why are you retiring? [...]

I’ve Retired. Now What?

By |2022-03-16T08:07:46-05:00March 16th, 2022|Retirement, The Blog @JGUA|

When asked several months after retiring from a long career in higher education how her retirement was going a client replied, “I made the classic mistake”.  I asked, what was the mistake? “I retired from something instead of to something,” she said.  She went on to explain that she really did not have a lifestyle [...]

When It Comes to Succession Planning, Timing is Key

By |2019-02-13T08:56:27-05:00February 7th, 2019|Retirement, The Blog @JGUA|

By Andrew Baron, CFP®   You have built a business. You have overcome obstacles and celebrated successes. With your continued efforts, your business has provided for your family and your employees alike. When considering the sale of your business, the timing can present complications affecting others both directly and indirectly. First, the timing of the sale [...]

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