Helping Your Parents Age Gracefully – Care

By |2023-09-07T10:06:52-05:00September 5th, 2023|Retirement, The Blog @JGUA|

In a perfect world your parents would not need any help as they age gracefully, but we well know this is not a perfect world. There are some seniors who are mentally sharp and physically spry well into their nineties. But this is not typical. As they age, most seniors will need some help [...]

Helping Your Parents Age Gracefully – Finances

By |2023-09-07T10:50:01-05:00August 22nd, 2023|Retirement, The Blog @JGUA|

The last of the Baby Boomers (born 1946-1964) are contemplating retirement. The first of this generation are in their late seventies. For many of you, your parents are in this group, some from the previous generation (the Silent Generation were born 1928-1945). As they continue to mature, how can you help them age gracefully? [...]

Making a Meaningful Impact: Seven Creative Ways to Utilize Surplus RMD Funds

By |2023-09-07T10:40:36-05:00August 8th, 2023|Charitable Giving, Retirement, The Blog @JGUA|

There comes a time when everyone who has a tax advantaged account such as an IRA or 401(k), will have to begin Required Minimum Distributions (RMD’s). In 2023, if you are 73, you will be required to withdraw a certain amount of money from your IRA each year. The idea behind this, is that [...]

Helping Your Parents Age Gracefully – The Approach

By |2023-07-25T08:30:14-05:00July 25th, 2023|Retirement, The Blog @JGUA|

Occasionally you will meet a ninety plus year old who is as mentally sharp as a chef’s paring knife and as spry as a forty year old. But this is uncommon. Most people in their nineties have either started to fade mentally or struggle to keep up physically, sometimes both. Old age catches up with [...]

Unleashing the Age Conundrum: Exploring Retirement Timing and Financial Considerations

By |2023-07-05T12:44:28-05:00June 27th, 2023|Retirement, The Blog @JGUA|

Does Age Matter? The most frequent question that gets asked is, when is the best time to retire? The current average retirement age in the United States is 62.3 years for women and 64.6 years for men. The age that you do end up retiring will affect your finances. Determining the right age for [...]

Pre-Retirement: More Questions Than Answers

By |2023-06-20T06:36:29-05:00June 20th, 2023|Retirement, The Blog @JGUA|

Retirement is a process, not an event. There needs to be planning, preparation, adjustments and monitoring. Aside from the financial aspect, there is also a mental preparation that needs to happen, and most individuals do not plan for this part. Ultimately, the goal is to retire TO something, not FROM something. What am I [...]

Aging in Place: Independence, Comfort & Community Support

By |2023-11-20T14:23:35-05:00May 30th, 2023|Retirement, The Blog @JGUA|

On a daily basis, I seem to be having conversations my clients, my own family members and friends about ageing. My baby boomer Mother is constantly lamenting about her various woes and fears as she edges towards her golden years. The general theme amongst many I know is avoidance, fear and talk of taking [...]

How to Protect Your Identity: A Guide to Safeguarding Your Financial Future

By |2023-06-07T09:38:24-05:00May 26th, 2023|Retirement, Starting Out, The Blog @JGUA|

The 21st century has ushered in a digital revolution that has made our lives more connected and convenient than ever before. In the age of Internet banking, online shopping, and digital currencies, we've embraced a new level of accessibility to our finances. However, as our lives become increasingly entwined with the digital world, the [...]

Laid Off: How to Respond With Confidence

By |2023-04-25T09:56:38-05:00April 25th, 2023|Retirement, Starting Out, The Blog @JGUA|

My dad spent his working career as a salesman for several notable companies in the grocery industry. 25 years ago company management decided their sales force was costing them too much and over several years cut it in half. My dad survived several rounds of layoffs but eventually his boss came to him with [...]

The Financial Bucket List

By |2023-04-04T07:55:11-05:00April 4th, 2023|Retirement, Starting Out, The Blog @JGUA|

Do you have a Bucket List of experiences you want to have during life?  Many of us do. I am on a flight to Hawaii as I write this to fulfill one life adventure on my bucket list. What is on your bucket list? Checking items off bucket lists does not magically happen unless we [...]

Go to Top