The John G. Ullman & Associates process starts and ends with you! Our expert Advisors begin by working with you to understand your current financial picture, unique goals, time horizon, and risk tolerance. This information helps us develop a customized plan, based on your unique circumstances, that serves as a roadmap to making the right decisions about your financial future. Then we help you implement that plan, guide you in making smart choices, and determine the actions needed to achieve your financial objectives. Whatever your stage, we have the resources to help every step of the way.