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Budgeting during the Covid-19 Crisis

By |2020-03-27T12:28:07-05:00March 27th, 2020|The Blog @JGUA|

By: Peter L. Plevritis, Associate Advisor The coronavirus has led to a near shutdown of local businesses and the U.S. economy. During this time of financial uncertainty, it may be prudent to build a budget that works for you and your family. We understand this will not be easy in the midst of a pandemic, [...]

What do Medicare premiums and charitable giving have in common? One may be able to save you money on the other…

By |2020-02-27T09:04:49-05:00February 27th, 2020|The Blog @JGUA|

  By: Brandi Graham, CTFA, CFP®, Senior Advisor   If you make gifts to charity and are required to take a required minimum distribution (RMD) from your individual retirement account (IRA), you may be able to reduce your Medicare premium. If you’re wondering what Medicare premiums and charitable giving have to do with one another, [...]

Finding Someone “Halfway Decent” …A Guide to Navigating Internet Dating from your Financial Planner

By |2020-02-14T08:42:31-05:00February 14th, 2020|The Blog @JGUA|

  By: Elizabeth K.B. DiPietrantonio, J.D. My client base is full of fabulous women! The majority are over 60. A lot of them are widowed and divorced. Most of them are wealthy. As a very young widow myself I can understand just how confusing it is to suddenly find yourself single in the year 2019. [...]

An Empowering Financial Valentine’s Gift for the Stay-at-Home Spouse

By |2020-02-12T10:43:19-05:00February 11th, 2020|The Blog @JGUA|

By: Cynthia Rivera, J.D.   A spousal Individual Retirement Account (IRA) may not be considered a traditional Valentine’s gift, but the work, planning and thought that goes into funding and growing a spousal IRA can be a testimony of present love and care now and for years to come. What I like about the spousal [...]

Holiday Financial Gift Guide

By |2019-12-17T10:19:40-05:00December 17th, 2019|The Blog @JGUA, Womansplaining|

As we’re approaching the giving season, I wanted to throw out a few unique ideas for last minute financial holiday gifts. Now, when I use the term “financial gifts” I mean something that is not your typical physical gift. Here are a few thoughts I had:   1. 529 Plan Contributions – A 529 plan [...]

End of the Year Reminder: Check Your Unused Funds in Your Flexible Spending Account

By |2019-11-15T09:30:52-05:00November 15th, 2019|The Blog @JGUA|

By: Cynthia Rivera, J.D. A Flexible Spending Account (FSA) is an employer-sponsored account that allows you to make pre-tax contributions out of your salary to pay for qualified medical expenses. If you currently own an FSA this is a reminder that the U.S. Treasury modified the "use it or lose it" rule for those accounts [...]

Jolly Holiday Spending

By |2019-10-25T11:38:29-05:00October 25th, 2019|The Blog @JGUA, Womansplaining|

The dreaded Holiday shopping season is almost upon us! If you’re anything like me, you don’t even think about it until the season is upon us and it’s too late. I’m a last minute online shopper! This can result in a bit too much overspending because I don’t have time to shop for deals or [...]

Common Financial Failures and How to Fix Them

By |2019-10-03T09:11:54-05:00October 3rd, 2019|The Blog @JGUA, Womansplaining|

Almost all of us have financial skeletons in our closet. Whether we knew it was a mistake when we made it, or realized it shortly thereafter, we seem to have those “ouch” moments that we’re embarrassed to talk about. Well ladies, we can’t change the past, but we can change the future. You should never [...]

Prior Income Determines your Medicare Premium

By |2019-10-01T10:56:20-05:00October 1st, 2019|The Blog @JGUA|

By: Lynda Tull, Associate Advsior   Did you know that you may have to pay a higher premium for Medicare Part B and Medicare Part D based on a tax return from 2 years ago? Medicare Part B and Part D use a two-year clawback to determine premiums. The result is a surcharge, known as [...]