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Common Financial Failures and How to Fix Them

By |2019-10-03T09:11:54-05:00October 3rd, 2019|The Blog @JGUA, Womansplaining|

Almost all of us have financial skeletons in our closet. Whether we knew it was a mistake when we made it, or realized it shortly thereafter, we seem to have those “ouch” moments that we’re embarrassed to talk about. Well ladies, we can’t change the past, but we can change the future. You should never [...]

Prior Income Determines your Medicare Premium

By |2019-10-01T10:56:20-05:00October 1st, 2019|The Blog @JGUA|

By: Lynda Tull, Associate Advsior   Did you know that you may have to pay a higher premium for Medicare Part B and Medicare Part D based on a tax return from 2 years ago? Medicare Part B and Part D use a two-year clawback to determine premiums. The result is a surcharge, known as [...]

The Real Cost of Not Enrolling in Medicare When Eligible

By |2019-10-01T10:51:04-05:00September 26th, 2019|The Blog @JGUA|

  By: Lynda Tull, Associate Advisor Medicare is confusing. The main Medicare coverages are Medicare Part A, Medicare Part B, and Medicare Part D. On top of that, there are also optional Medicare supplement and advantage plans. To make things more confusing, you could get stuck with a late enrollment penalty for all your main [...]

Back to School Shopping on a Budget!

By |2019-08-29T09:13:19-05:00August 29th, 2019|The Blog @JGUA, Womansplaining|

I remember in fourth grade, my uncle bought me these really beautiful (actually hideous, but not to my 4th grade self!) peach corduroy overalls, a white floral puffy sleeve shirt, a striped peach wool sweater to wear over it, and some brown boots to complete the outfit. I got to my first day of school [...]

Protecting Your Bank Deposits

By |2019-08-21T11:02:47-05:00August 19th, 2019|The Blog @JGUA|

(The Federal Deposit Insurance Corporation) By Cynthia Rivera   When a customer deposits funds in an insured bank located in the United States, these deposits are generally protected by the Federal Deposit Insurance Corporation (FDIC) against loss in the event that the bank fails. The FDIC, an independent agency of the United States government, will [...]

Equifax Breach Settlement: Additional Compensation Details

By |2019-08-29T09:05:37-05:00August 16th, 2019|The Blog @JGUA|

Equifax Breach Settlement: Additional Compensation Details Written By: Lynda Tull, Associate Advisor So you are thinking about or have submitted a claim for alternative reimbursement compensation instead of taking the free credit monitoring services. Below is some additional information on the claims for additional cash compensation. Note that in order to have an eligible claim [...]

Equifax Breach Settlement: Basic Settlement Options

By |2019-08-15T10:26:33-05:00August 15th, 2019|The Blog @JGUA|

Written By: Lynda Tull, Associate Advisor   Were you one of the 147 million people affected by the Equifax data breach that happened in September 2017? If so, you may be eligible for some form of compensation. On Monday, July 22nd, the Federal Trade Commission ruled that Equifax will have to pay up to $700 [...]

Five Budget-Friendly Summer Day Trips For You and Your Girlfriends

By |2019-08-15T10:28:28-05:00August 8th, 2019|The Blog @JGUA, Womansplaining|

Sometimes I wish summer had 8 days of the week! To be clear, I want the eighth day to be another Saturday, NOT another Monday. I also wish I got a “summer raise” every year, where I get paid more every summer to cover the expenses of all the exciting extra adventures that always seem [...]

John Ullman featured as a panelist at the 2019 Economic Forum Highlighting Corporate Park

By |2019-05-08T11:39:31-05:00May 8th, 2019|The Blog @JGUA|

The Chemung County Chamber of Commerce recently shared the March edition of their newsletter "Today's Chamber". The first story highlights the 26th Annual Economic Forum which was held February 20th at the Holiday Inn. John Ullman, President of John G. Ullman & Associates, was featured as a panelist at the annual event. During his presentation [...]

March Money Madness

By |2019-07-29T10:07:35-05:00March 29th, 2019|The Blog @JGUA, Womansplaining|

March Money Madness Hello wonder women of the world! Question: Did you get your balance sheet together in February? I have to say, I was quite proud of the beautiful layout I designed for you! Nothing like a little pink and purple to make finance funsies!!  Okay, now that you’ve completed the trek through your [...]