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Protecting Your Bank Deposits

By |2019-08-21T11:02:47+00:00August 19th, 2019|The Blog @JGUA|

(The Federal Deposit Insurance Corporation) By Cynthia Rivera   When a customer deposits funds in an insured bank located in the United States, these deposits are generally protected by the Federal Deposit Insurance Corporation (FDIC) against loss in the event that the bank fails. The FDIC, an independent agency of the United States government, will [...]

Equifax Breach Settlement: Additional Compensation Details

By |2019-08-22T08:09:52+00:00August 16th, 2019|The Blog @JGUA|

Equifax Breach Settlement: Additional Compensation Details Written By: Lynda Tull, Associate Advisor So you are thinking about or have submitted a claim for alternative reimbursement compensation instead of taking the free credit monitoring services. Below is some additional information on the claims for additional cash compensation. Note that in order to have an eligible claim [...]

Equifax Breach Settlement: Basic Settlement Options

By |2019-08-15T10:26:33+00:00August 15th, 2019|The Blog @JGUA|

Written By: Lynda Tull, Associate Advisor   Were you one of the 147 million people affected by the Equifax data breach that happened in September 2017? If so, you may be eligible for some form of compensation. On Monday, July 22nd, the Federal Trade Commission ruled that Equifax will have to pay up to $700 [...]

Five Budget-Friendly Summer Day Trips For You and Your Girlfriends

By |2019-08-15T10:28:28+00:00August 8th, 2019|The Blog @JGUA, Womansplaining|

Sometimes I wish summer had 8 days of the week! To be clear, I want the eighth day to be another Saturday, NOT another Monday. I also wish I got a “summer raise” every year, where I get paid more every summer to cover the expenses of all the exciting extra adventures that always seem [...]

John Ullman featured as a panelist at the 2019 Economic Forum Highlighting Corporate Park

By |2019-05-08T11:39:31+00:00May 8th, 2019|The Blog @JGUA|

The Chemung County Chamber of Commerce recently shared the March edition of their newsletter "Today's Chamber". The first story highlights the 26th Annual Economic Forum which was held February 20th at the Holiday Inn. John Ullman, President of John G. Ullman & Associates, was featured as a panelist at the annual event. During his presentation [...]

March Money Madness

By |2019-07-29T10:07:35+00:00March 29th, 2019|The Blog @JGUA, Womansplaining|

March Money Madness Hello wonder women of the world! Question: Did you get your balance sheet together in February? I have to say, I was quite proud of the beautiful layout I designed for you! Nothing like a little pink and purple to make finance funsies!!  Okay, now that you’ve completed the trek through your [...]

“Being In the Know” as a Visitor to Equine Facilities in New York State

By |2019-03-22T15:46:47+00:00March 22nd, 2019|Wealth Off The Land|

Passed in 2017, The Safety in Agriculture Tourism Act (“The Act”) affects the liability of business owners and visitors to agriculture tourism destinations such as indoor and outdoor equine activities. In addition to limiting the business’s liability, The Act imposes duties and responsibilities on the visitors to these facilities. Who is a visitor? The Act [...]

“Being In the Know” as an Owner-Operator of Equine Facilities in New York State

By |2019-03-22T15:47:18+00:00March 22nd, 2019|Wealth Off The Land|

Passed in 2017, The Safety in Agriculture Tourism Act (“The Act”) affects the liability of agritourism business owners-operators and the visitors to these destinations, including those that offer indoor and outdoor equine activities. The Act limits the owner-operator’s liability provided they comply with the duties and responsibilities imposed on them. How does The Act limit [...]

February Taking Stock: What do I have and where is it?

By |2019-07-29T10:09:37+00:00February 10th, 2019|The Blog @JGUA, Womansplaining|

February Taking Stock: What do I have and where is it? Have you ever felt so overwhelmed with everything financial that you don’t know where to start? And because you don’t know where to start….you just put it off? This month, I want to help with that overpowering feeling. I want us all to take [...]

Spousal IRA, An Empowering Financial Valentine’s Gift for the Stay-at-Home Spouse

By |2019-07-08T13:44:34+00:00February 7th, 2019|The Blog @JGUA|

By Cynthia Rivera, J.D.   A spousal Individual Retirement Account (IRA) may not be considered a traditional Valentine’s gift, but the work, planning, thought and care that goes into funding and growing a spousal IRA can be a testimony of present love and care now and for years to come. What I like about the spousal [...]