In the ever-changing world that surrounds the stock market and economy in general, the team at John G. Ullman & Associates is committed to keeping you informed and up to date on the latest news and events that could affect you! Each month, Mark Abdalla, CFA®, MBA, will recap the news and events that [...]
There are many things in life that make sense to do on your own: driving a car, getting dressed, eating, brushing your teeth, shopping for clothes. There are also activities that always are best left to professionals such as filling a cavity, setting a broken bone, or preparing a legal defense to a criminal charge. [...]
As you go into the New Year, you may be considering what sustainable financial changes you can make. The big picture is very blunt – earn more money or spend less! Of course, it is not as easy to earn more money, so the real focus can be on spending less. Spending less is actually [...]
You may have heard of the phrase “tax loss harvesting” in the context of sales of stocks or other investments, and wondered exactly what it means. Tax loss harvesting generally refers to selling investments (i.e. capital assets) at a loss, specifically timing them so that they offset gains (both capital and ordinary) in the same [...]
Anyone who pays attention to the news or simply shops in a supermarket knows that prices have increased sharply over the past year. This is not just a U.S. phenomenon, but is worldwide and comes after nearly 40 years of modest low-single digit annual inflation. Some of the causes include worldwide supply chain disruptions triggered [...]
Occasionally we have clients come to us who hold stock directly with a company or their loved one passed away leaving behind paper stock certificates or transfer agent account statements. Cleaning up and liquidating the account can take time and research to make sure the process is followed to a T. The timing and decisions [...]
When reflecting on the performance of the markets over the last year what comes to mind? Turbulence? Fluctuations? Uncertainty? All of the above? If the answer is yes, you aren’t alone. According to CNBC* Nearly 40 percent of Americans said they were "anxious" about stock market volatility...and that was before the roller coaster [...]
Target Date Funds Explained By Mason Jones, CFP® Target date funds (TDFs) have been around for over two decades. These funds are meant to help investors simplify their decision-making in how to allocate and diversify their assets, especially as they get closer to retirement age. The funds are created by a specific mutual fund [...]
It goes without saying, that the JGUA Investment Philosophy and our hands on, personalized approach to Investment Management is incredibly valuable to the clients we have the privilege of serving. One of our differentiating factors is our belief that research and due diligence are of paramount importance and therefore these functions are kept in-house as [...]
Andrew Baron, CFP® Associate Advisor 457 plans, one of the lesser known retirement savings plans are a special kind of plan for non-profit organizations. The sponsor of the plan must be an employer that is either a state or local government entity or a qualifying 501(c)(3) organization. Federal employees are not covered under these plans [...]
