To Rent or Buy: Navigating The Crossroads of Homeownership
Are you facing a complicated decision to rent or buy a home? If yes, you are not alone. Since starting my career in the financial services industry, I am often asked questions about the real estate market. In some regions, the cost of renting a home exceeds the mortgage payment, while in others it is […]
Helping Your Parents Age Gracefully – Finances
The last of the Baby Boomers (born 1946-1964) are contemplating retirement. The first of this generation are in their late seventies. For many of you, your parents are in this group, some from the previous generation (the Silent Generation were born 1928-1945). As they continue to mature, how can you help them age gracefully? In […]
A Look at the Market – July 2023 Update
After a torrid first half of the year, tech and growth stocks have been correcting over the past few weeks. So far, a large majority of companies have reported earnings that have beaten estimates but the reaction from investors has been relatively negative. Companies are beating expectations but stocks are going lower because they were […]
Maximizing Your 529 College Savings: Strategies For Unused Funds & Future Financial Planning
Back to school is in the air. If the high cost of education expenses is on your mind, it might be time to consider planning financially for your children’s future. 529 college savings plans have the benefit of letting parents and relatives invest after tax dollars to later use for qualified education expenses. Or maybe […]
Making a Meaningful Impact: Seven Creative Ways to Utilize Surplus RMD Funds
There comes a time when everyone who has a tax advantaged account such as an IRA or 401(k), will have to begin Required Minimum Distributions (RMD’s). In 2023, if you are 73, you will be required to withdraw a certain amount of money from your IRA each year. The idea behind this, is that IRA’s […]
The Supreme Court Stops Biden’s Loan Forgiveness Plan, But Hope Isn’t Lost
In the latest news, the U.S. Supreme Court decided against President Biden’s plan to forgive student loans. A three-year pause on loan repayments is about to end, and unfortunately, there are no more extensions due to a law passed by Congress on June 2nd. But what does this mean for your wallet? No matter where […]
Helping Your Parents Age Gracefully – The Approach
Occasionally you will meet a ninety plus year old who is as mentally sharp as a chef’s paring knife and as spry as a forty year old. But this is uncommon. Most people in their nineties have either started to fade mentally or struggle to keep up physically, sometimes both. Old age catches up with […]
Going Solo: Financial Wellness Tips Every Single Woman Should Have
There’s a ton of advice for women regarding their family’s finances, but what about financial independency for my fellow single ladies? It is no secret that many are staying independent longer, marrying later, or simply choosing to not get married at all. Without a dual income, navigating your long term finances may seem unsettling, yet […]
A Look at the Market: June 2023 Update
The overall equity market fell materially last year in the rising interest rate environment but recovered year-to-date as interest rates have since leveled off with inflation rates normalizing. Growth oriented stocks that drastically fell in price in 2022 have been the market leaders in 2023. Value oriented stocks outperformed last year but have underperformed on […]
Travel Insurance Unveiled: Safeguarding Your Adventures & Peace of Mind
Travel insurance is a type of coverage that helps protect you against financial risks and unexpected situations that can occur before or during your trip, and can be especially important for overseas travel. It typically offers a range of benefits, including trip cancellation/interruption coverage, medical expense coverage, baggage loss/delay coverage, emergency assistance services, and more. […]
