Opening the Door to Conversations About Aging
By Brandi Graham, CTFA, CFP® Everyone knows proactive is better than reactive. Then why is it most families don’t talk about aging until a sudden health crisis occurs? Chances are you spent some time with your family members this holiday season. You may have noticed Aunt Mary’s house wasn’t as clean as it usually […]
5 Ways to Save Money on Your Wedding Day
When reflecting back on your picture perfect wedding, we could assume you were caught up in the moment of love and making sure everything was perfect. Now, the wedding is over and you are able to take a step back and realize you might have gone overboard with the spending. One of our very own […]
Are You Anxious About Stock Market Volatility?
When reflecting on the performance of the markets over the last year what comes to mind? Turbulence? Fluctuations? Uncertainty? All of the above? If the answer is yes, you aren’t alone. According to CNBC* Nearly 40 percent of Americans said they were “anxious” about stock market volatility…and that was before the roller coaster […]
Are Target Date Funds a Bulls-eye or off the Board?
Target Date Funds Explained By Mason Jones, CFP® Target date funds (TDFs) have been around for over two decades. These funds are meant to help investors simplify their decision-making in how to allocate and diversify their assets, especially as they get closer to retirement age. The funds are created by a specific mutual fund […]
New York isn’t Horsing Around Anymore
Sarah Collier, J.D. Do you visit farms for u-pick events and horse lessons? Own and operate agriculture businesses that invite the public onto your land educating them about agriculture? Then this new New York State law may impact you. Just over a year ago New York signed into law The Safety in Agriculture Tourism […]
No Pardon for Turkey
It goes without saying, that the JGUA Investment Philosophy and our hands on, personalized approach to Investment Management is incredibly valuable to the clients we have the privilege of serving. One of our differentiating factors is our belief that research and due diligence are of paramount importance and therefore these functions are kept in-house as […]
The Time Has Come To Grow The JGUA Headquarters!
On Friday, June 29th we had the opportunity to tour JGUA’s Big Flats property with local contractors as we move along in the process of relocating our Corporate Office to Daniel Zenker Drive. It was definitely exciting to discuss the progress that’s being made towards this important milestone in our Firm’s history as we quickly […]
Women in Finance
Earlier this week members of the John G. Ullman & Associates Team were involved in the annual Fund For Women “Inspire” Fundraising Dinner (#FFWInspire) at the Corning Museum of Glass. The Fund For Women’s Mission is “to help girls and women achieve self-sufficiency and realize life goals.” Their Mission is complimentary to the Mission and […]
Comprehensive Financial Planning Strategies Are Even More Important After This Year’s Tax Season
In the Aftermath of the Tax Reform and Jobs Act of 2017 Your Advisor May Now Be Able to Help You: Reduce Your Taxes, Maximize Your Savings & Achieve Your Philanthropic Goals During Your Retirement Years Brandi Graham, CTFA, CFP® and Cynthia Rivera, JD The benefits of savvy strategic planning are significantly greater today as we […]
Making Sense of Itemized Deductions Under The New Tax Law
MAKING SENSE OF ITEMIZED DEDUCTIONS UNDER THE NEW TAX LAW Lynda Tull, Associate Advisor If you’re a homeowner and you’re above the standard deduction, chances are you or your tax preparer have itemized your deductions. These deductions include, but are not limited to: Home mortgage interest payments City/state/school property taxes Personal property taxes State income […]
