The Essential Guide to Insurance
In an unpredictable world, insurance is a powerful and often necessary tool to safeguard against life’s uncertainties. Whether it’s your health, home, car, or business, insurance helps you manage risk and gives you the peace of mind that, should the worst happen, you’re not left financially vulnerable. But with so many types of insurance out […]
Budgeting For the Big Expenses
Budgeting for big expenses can seem daunting, but with a good plan, you can manage your finances and prepare for these large purchases more efficiently and effectively. No matter how accurate and detailed your monthly budget is, life will occasionally throw a large and possibly unexpected expense your way. This could be a big medical […]
Understanding Debt: Leverage Your Financial Future Through Wise Decisions
Leveraging your financial future begins with making wise decisions that are not based upon emotion or bias. If a decision could get you into some trouble, it’d be considered by many to be a bad decision. But what if you never allow yourself to be in a situation where a decision is required? Reward doesn’t […]
Aging in Place: Independence, Comfort & Community Support
On a daily basis, I seem to be having conversations my clients, my own family members and friends about ageing. My baby boomer Mother is constantly lamenting about her various woes and fears as she edges towards her golden years. The general theme amongst many I know is avoidance, fear and talk of taking drastic […]
Psychology of Money: Protecting Your Wealth from Yourself
When we think of finances, we think of dollar bills, counting change, stock prices, and mathematical precision. What we do not think of is how our emotions, biases, and personal history contribute to all of the financial decisions we make. As Morgan Housel says in his book The Psychology of Money, “Financial success is not […]
Can Your Financial Plan Survive a Disaster?
The headlines have been somewhat alarming lately; it seems as if there is an overarching potential disaster waiting just around the corner. For those of us that did not live through the cold war, the daily threat of nuclear winter is a touch overwhelming. Throw in catastrophic hurricanes, tornados, etc. and suddenly you may find […]
I’ve Started a New Job, Now What?
Congratulations! You’ve landed a new job! Exciting news can cause a range of new emotions; happiness, pride, angst, or even fear. So what now? How do you start fresh in the most efficient way? The answer you seek is simple, Bounce. No do not literally jump up and down. Use the term for motivation and […]
Five Budget-Friendly Summer Day Trips for You and Your Girlfriends
Sometimes I wish summer had 8 days of the week! To be clear, I want the eighth day to be another Saturday, NOT another Monday. I also wish I got a “summer raise” every year, where I get paid more every summer to cover the expenses of all the exciting extra adventures that always seem […]
You Can’t Take it With You: Spend it!
“They don’t need any more money; they do just fine on their own.” This is an answer I occasionally hear in my job when beginning the estate planning and wealth transfer discussion. What does it mean? When I ask clients what their goals are for their money when they die, there are two general avenues […]
New Take on a New Year
I’m sure you have all seen the “new year, new you” blog posts on anything and everything; finances, weight loss, exercise, travel, career goals, etc. In fact, I think it was just last year at about this time that I wrote a similar blog for everyone to read. This year, I want to try something […]
