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Check out the latest podcasts curated by JGUA Financial Advisors, Research Analysts and more below. Topics covered include retirement, investment management, estate planning, financial planning and beyond.
Fear and Future of Inflation This episode, our host Andrew Baron, CFP®, EA, is joined by Bill Armstrong, CFA®, of the JGUA Research Department In this episode, Bill starts out by sharing some historical information about periods of rising inflation. Next, Bill and Andrew examine the different factors in today’s economy that are affecting inflation […]
This episode, our host Andrew Baron, CFP®, EA, is joined by Don Huff, CPA, of the JGUA Tax Department. In this episode, Don explains in more detail the definitions for a qualifying child under this new credit. Don also lays out the amounts that qualifying families can expect to receive from the new credit. Finally, the two offer up a few suggestions as to why families and/or individuals may want to consider opting out of the advanced payments. There is a lot of information in this episode so make sure to reach out to Andrew with questions or comments.
This episode, hosted by Andrew Baron, CFP®, EA, featuring Amanda Herrick Smith, CFP® will dive into the strategy that is a backdoor Roth contribution, and how you may benefit from this strategy in your own planning. First, Andrew explains Roth accounts and how they differ from traditional retirement accounts. Next, Amanda goes into detail specifically about the strategy of a backdoor Roth contribution and the benefits that come along with it. Lastly, Amanda talks about how she has recently worked with clients on Roth conversions based on their individual retirement goals.
This episode, hosted by Andrew Baron, CFP®, EA, featuring Sarah Collier, JD, will discuss some tips and tricks in regards to spending, budgeting and saving for future expenses. First, Sarah explains ways younger professionals can begin to build their savings while keeping things in perspective relevant to each stage of their career. Next, Sarah talks about how having a relationship with a financial planner can help you plan for everyday expenses, unexpected expenses, big ticket items and eventually, retirement. Lastly, Andrew and Sarah address the stigma that surrounds debt when it comes to younger professionals, and how to approach different levels of debt depending on your current situation. There is a lot of information in this episode so make sure to reach out to Sarah or Andrew with questions or comments.
This episode, hosted by Andrew Baron, CFP®, EA, featuring Jason D. Nickerson, CFP®, EA, Executive Vice President & Chief Operating Officer, will discuss some basics about cash flow and the markets and continue on into different aspects of equity compensation, including managing some of the risks. First, Jason goes over how to categorize between what is necessary and what is 'extra.' He points out that this can be done by creating a monthly cash flow, and then steps can be taken from that point to weed out what is not a necessary expense. Next, Jason talks about short-term vs. long-term, how you can sort out those goals, how to use the market as leverage for making those goals happen, and how you should plan personal financial planning measures for your compensation benefits. Lastly, Jason talks about equity positions, exercising options, harvesting losses, and appreciated assets. There is a lot of information in this episode so make sure to reach out to Jason or Andrew with questions or comments.
This episode, hosted by Andrew Baron, CFP®, EA, featuring Todd Brost, CFP®, Senior Advisor and Kelly Lewis, CFP®, J.D., Advisor, will be discussing the characteristics of four internalized money mindsets we all have and how they affect our relationship with and use of money as a tool. From here, they discuss how individuals with each money mindset can be coached to develop a healthy and productive association with money. First, our advisor Kelly Lewis breaks down the four quadrants of money mindsets; achievers, balancers, experiencers, and explorers. And then hockey coach, Olympic silver medalist and Senior Advisor Todd Brost, comments on how coaching and serving as a financial planner for these different types can take similar approaches. Next, Kelly talks about money mindsets - we all have positive and negative money beliefs, most of which are absorbed during our childhood and during our upbringing. These internalized mindsets impact the way we save, spend, and even just view money in general. Next Todd and Kelly go into detail about each of the four quadrants of money mindsets; achievers, balancers, experiencers and explorers and talk about some of the personality traits and qualities these individuals might have to differentiate them from other groups. Additionally, they discuss how many people have changed their mindsets due to the pandemic and even started thinking in a completely opposite way.
First, William gives an explanation about the requirements of credit. Next, the mathematical explanation of capacity, and understanding your debt to income ratio is discussed followed by cash expectations for buying a home. Additionally, Will discusses collateral in regards to home, appraisals vs. inspections, physical properties of the home and the conforming mortgage market, along with miscellaneous costs after closing. There is a lot of information in this episode so make sure to reach out to William or Andrew with questions or comments.
This episode, hosted by Andrew Baron, CFP®, EA, featuring Tom Snow, Senior Vice President, and Karen Meriwether, CFP®, Senior Vice President, discusses how partially retiring can be beneficial. Tom starts off by sharing how he and his wife Karen have experienced living the advice that they have shared with so many clients over the years as they head into retirement, while Karen tells us how they started making the first steps in their own retirement transition while still being active with clients. Next, they discuss why it is so important to anticipate your own retirement, and how their experience can be beneficial for other professionals considering a part-time or phased retirement plan. Additionally, they talk about assisting business owners, entrepreneurs, and industry leader succession planning. Tom and Karen also talk about knowing when it is time to retire, when you might be ready, and the importance of financial planning - is part-time retirement a healthy option for you? There is a lot of information in this episode so make sure to reach out to Tom, Karen or Andrew with questions or comments.
This episode, hosted by Andrew Baron, CFP®, EA, featuring John Ullman, Founder & President of John G. Ullman & Associates, Inc., discusses the firm's investment philosophy. John talks about his thoughts on the funding for Social Security, Medicare, Medicaid, and the Affordable Care Act.. Next, he discusses market cycles and large corporations, along with the historical context of dominating stock markets. Additionally, John goes on to mention market sectors that are of interest to the firm, how JGUA chooses investments and works as a team to serve clients, and how we serve clients beyond money management. There is a lot of information in this episode so make sure to reach out to John or Andrew with questions or comments. Please reach out to [email protected] with any questions or comments or visit us at www.jgua.com/about-us/our-team to learn more about Andrew and John.
This episode, hosted by Andrew Baron, CFP®, EA, featuring Don Huff, CPA, discusses tax guidance for 2020-2021. First, Don talks about his more than 15 years in the industry, and all of the changes that he has experienced over those years. Next, they discuss the specific services and residency audits that the JGUA firm provides and how they go beyond your traditional services in addition to some benefits that you may gain from filing before the tax deadline. Additionally, Don talks about 2020 opportunities to reduce tax liability, reducing 2021 tax liabilities, quarterly lump sum payments and changes in itemized deductions. There is a lot of information in this episode so make sure to reach out to Andrew or Don with questions or comments. Please reach out to [email protected] with any questions or comments or visit us at www.jgua.com/about-us/our-team to learn more about Andrew and Don.
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