Graduation Season for Empty Nesters
Graduation Season for Empty Nesters Shh, do you hear that? It’s the newfound silence of having an empty house. Finally, freedom! With graduation season upon us, it is no doubt that many parents are gearing up for the new feel of being an empty nester. For those soon to be celebrating your child’s college graduation, […]
Am I in the Ballpark for Retirement? – 7 Key Tips to Ensure a Comfortable Future
You hear it all the time, “retirement must be coming soon, huh?” or, “when are you going to hang it up?” You may have a retirement age picked out, or not know when you are going to retire at all. When asking yourself, “Am I in the ballpark for retirement?” it is important to base […]
Jakob Brost Selected as Member of STANDOUT Cystic Fibrosis Foundation Class of 2024
CHARLOTTE, N.C. – Jakob Brost, a member of the John G. Ullman & Associates, Inc. (JGUA) financial advisor team, has been selected for the STANDOUT Cystic Fibrosis Foundation Class of 2024. Nominations for STANDOUT were provided by the Cystic Fibrosis Foundation – Western Carolinas Chapter’s Board of Directors, the STANDOUT event committee, and numerous individuals […]
Beyond Salary: Leveraging Employee Benefits for Financial Well-Being
In today’s job market, focusing solely on salary when evaluating a job offer is increasingly seen as a narrow approach. A comprehensive employee benefits package can significantly enhance your financial well-being and overall quality of life. This blog post delves into the myriad ways you can leverage employee benefits to fortify your financial health, beyond […]
Financial Planning for a Future Together
Firstly, congratulations on embarking on this exciting journey! Whether you’re welcoming a fur baby, getting engaged, moving in together, or soon planning to say “I do”. These milestones signal important conversations ahead. While discussing finances might not be the most romantic topic, it’s crucial for planning your future together. When it comes to managing finances in a relationship, there […]
A Look at the Market – April 2024 Update
The S&P 500 had a total return of -4.1% for the month of April. This was its worst monthly return since September last year and is being driven by interest rate movements that have turned higher, once again. 10-Year Treasury Yield Increases to 4.6%. Source: Bloomberg Investors are now weighing the risk/reward scenarios from “risk-free” […]
Refining Your Estate Plan: Updates to Consider After Completing Your Taxes
Phew, tax season is done! Tax returns are filed, or maybe they are on extension. While you may be quick to diligently pack them away with prior year’s returns, don’t do so quite yet! Right now is probably the closest you will be to all your finances, and is an optimal time to take a […]
Tax Planning Beyond April 15th: Strategies for Year-Round Tax Efficiency
Tax season might only come around once a year, but saving on taxes is a year-round endeavor. By considering tax saving strategies throughout the year, you can minimize your tax burden and keep more of your hard-earned money in your pocket. Stay Organized: Good recordkeeping is the foundation of effective tax planning. Keep track of […]
A Look at the Market – March 2024 Update
The stock market continued its robust performance in Q1 2024 driven by big technology stocks with Generative Artificial Intelligence investment theses. The overall economy on an aggregate basis has also been strong with unemployment and inflation rates trending lower and now both at 3.8%. The S&P 500 index reached an all-time high on March 28. […]
The Tax-Conscious Investor: Maximizing Returns by Minimizing Taxation
In today’s complex financial landscape, savvy investors understand that building a portfolio shouldn’t just be about maximizing your return for a certain level of risk. More and more people are starting to realize that you must consider the tax components of your investments, as it can have a big effect on what you are actually […]
