Setting Your Budget for the Holiday Season
With the holiday season just around the corner, I thought it would be helpful to come up with some helpful tips and tricks to curb that spending that is troublesome every year. Whether it’s attending parties, buying gifts, or bringing your family together to celebrate, you need to figure out how you will be able […]
How to Gain From a Loss
You may have heard of the phrase “tax loss harvesting” in the context of sales of stocks or other investments, and wondered exactly what it means. Tax loss harvesting generally refers to selling investments (i.e. capital assets) at a loss, specifically timing them so that they offset gains (both capital and ordinary) in the same […]
So You’re Thinking of Being a Snowbird
As I left home this morning, I peered through the fog at the pond in our backyard. Our friend, the Great Blue Heron, was looking for breakfast. My wife and I have been awed by his patient gracefulness coupled with unexpected speed and agility as he pursues his next meal. But this won’t last. The […]
Traditional Medicare vs. Medicare Advantage
Are you being bombarded with Medicare Advantage commercials or mailings? If it hasn’t started yet, I’m sure you’ll start receiving or noticing them soon. This is because we are now in the Open Enrollment period for Medicare Part D and Medicare Advantage plans. Do these messages seem too good to be true? Are you wondering […]
How Do I Get Out of My Timeshare?
The impressive glossy brochure on sturdy cardstock arrives in the mail. You’ve been invited to spend three nights at a luscious resort for a modest price. You’re intrigued. Booking a similar vacation yourself would cost a pretty penny. You call the toll-free number, pick your dates, and begin to daydream about this blissful upcoming vacation. […]
Explaining the FAFSA
Here are some helpful tips and resources for filing the Free Application for Federal Student Aid (FAFSA®) The 2023-2024 FAFSA form has been available since Friday, September 30th so if you or your child plan to attend college in 2023 you will want to fill out the FAFSA as soon as possible as some scholarships […]
What Does it Take to Tame Inflation?
Anyone who pays attention to the news or simply shops in a supermarket knows that prices have increased sharply over the past year. This is not just a U.S. phenomenon, but is worldwide and comes after nearly 40 years of modest low-single digit annual inflation. Some of the causes include worldwide supply chain disruptions triggered […]
Following the Trail: Stock Certificate Research
Occasionally we have clients come to us who hold stock directly with a company or their loved one passed away leaving behind paper stock certificates or transfer agent account statements. Cleaning up and liquidating the account can take time and research to make sure the process is followed to a T. The timing and decisions […]
What Financial Risks Are You Pre-Exposed to as a Horse Owner
While we know that we invite risk of injury as we mount up our “trusty” steed, your risk does not stop here. While no one wants to talk about it, these activities pose a risk to your financial security. Be aware that not addressing them could be detrimental to your financial goals. Emergency Expenses […]
I’ve Started a New Job, Now What?
Congratulations! You’ve landed a new job! Exciting news can cause a range of new emotions; happiness, pride, angst, or even fear. So what now? How do you start fresh in the most efficient way? The answer you seek is simple, Bounce. No do not literally jump up and down. Use the term for motivation and […]
