Explaining Student Loan Relief
The recent news of the Biden Administration’s Student Debt Relief Plan has generated some excitement around the otherwise dull topic of student loans. Over the past 40 years, we have seen college tuition prices triple in cost. That is even after accounting for inflation! As the price of attaining higher education became more expensive, more […]
So You’re Thinking About Retiring
Are you counting down the days, or is retirement still a nebulous concept of some far off Neverland, or are you somewhere in between. Wherever you are in your process, retirement demands answers to a host of questions. The better your answers, the more enjoyable your retirement years will be. Why are you retiring? […]
No Silence for Empty Nesters
Shhhh! You hear that? No? Listen closely fellow “empty nester”, the kids are gone. You dropped them at college, or they have moved out to start their life as an adult, and here you are, listening intently. Is that silence you hear? Nope, listen closer. You can still hear the faint “cha ching” of the […]
Creative Ways to Pay for College
Your son or daughter received their acceptance package from college (Woo Hoo!) and the bill for school is on the way. (Argh!) Now what? How in the world do you pay for school? Here is a summary of some options to consider: Grants or Scholarships – One of the best ways to pay for […]
How Working With An Advisor is Like Having Financial Insurance
Insurance is a peace of mind agreement – generally, it is something you need to have, but hope to never use. The purpose of insurance is to act as protection against possible negative outcomes and risks you cannot afford to cover yourself. Property losses, accidents, theft, liability, catastrophic loss… these are all risks in life […]
Avoid the Gripping Power of Fear
The ongoing Covid pandemic has reshaped our world unlike any other illness since the 1918 flu epidemic. While the human toll is most tragic, the pandemic has also affected our financial lives in a variety of ways. One of the most notable is the Stock Market. As the pandemic grew, medical professionals and government officials […]
Homeowner’s Insurance – Protecting your financial future by reducing risks in the present
Imagine that you have decided to go buy a new couch; you know the one you want and have the money saved and ready. The day arrives and you go to the store to get the couch only to find out that the price has jumped 40%. You go ahead with the purchase, but because […]
Consumer Awareness: Is your Cash Safe in the Bank?
With times of high volatility in the stock market and questionable stability of the economy as a whole, many individuals may start to question the safety of cash they keep in their personal banks. Remembering their history lessons of the Great Depression of 1930 (accounts were partially or fully lost, banks failed) or remembering […]
Beware Escheatment
The letter took me by surprise. I was the treasurer for our volunteer fire department. We had a checking account for day to day activities and a savings account for future use. I had let the savings account sit untouched for several years and received a letter from the bank that the account was about […]
Five Budget-Friendly Summer Day Trips for You and Your Girlfriends
Sometimes I wish summer had 8 days of the week! To be clear, I want the eighth day to be another Saturday, NOT another Monday. I also wish I got a “summer raise” every year, where I get paid more every summer to cover the expenses of all the exciting extra adventures that always seem […]
