The Golden Buy Signal
Gold price has been on the rise so far in 2025, it has gained about 29% as of June 5th. In 2024 it experienced a significant rise of 26%. Actually beating the S&P 500 total year return and marking its best annual performance since 2010. This year, we’ve seen a significant increase in the price […]
Making the Most of Social Security in Retirement Planning
When planning for retirement, Social Security is generally one of the first topics that comes to mind and can be an extremely important piece to help ensure a secure retirement. The reason for this is that Social Security provides a guaranteed and inflation-adjusted stream of income that lasts for life. Also, if you are married […]
Halfway Through the Year: Are Your Finances on Track?
It’s spring. The weather is starting to change, April showers have brought – well, if you live in Upstate New York – May Showers, but school is almost out, and everything is ramping up for whatever season the Summer brings to you. While we wait out this last bit of rain and you’re stuck inside […]
National Pinkfix Day: Empowering Women Through Financial Awareness
Every year on May 17, women across the United States come together to celebrate National Pinkfix Day, a movement dedicated to financial empowerment and personal growth. This day encourages women to take control of their finances, make informed decisions, and build confidence in managing their money. The Origins of National Pinkfix Day The term Pinkfix […]
Before You Play, Learn the Board
The month of April had a lot going on-not sure if it was trying to impress us or stress us out. The S&P 500 fell 10% in two days. That’s only happened four times in history, the most recent being in March 2020 following the outbreak of COVID-19. During this month, we also witnessed the […]
Market Reactions to Trade Policy Changes: A Study of Recent Volatility Trends
We live in very uncertain economic times that are driving stock market and asset prices violently and unpredictably. Below is the graph of the CBOE Volatility Index over the last 35 years, commonly referred to as the VIX index or the fear index. It’s derived from prices of SPX index options with near term expiration […]
The Allure of the Red Velvet Rope: The Effects of Private Credit and Equity in the Public Markets
You may have recently heard the names Blackstone, KKR, or Apollo in the news. These are some of the largest private credit and equity asset management firms in the world. One might ask, what exactly are private credit and private equity? Private credit and private equity fall under the alternative asset class in the investment […]
Declutter Your Documents and Protect Your Identity This Spring
Spring is the perfect time for a fresh start, and what better way to refresh than by decluttering your documents and protecting your identity? As we embrace the season of renewal, many of us focus on cleaning out our homes, but it’s equally as important to tidy up our digital and physical spaces. Sorting through […]
The Value of a Risk-Adjusted Portfolio in Today’s Market
Investing in recent years has seen a trend of a small number of highly outperforming stocks carrying the larger portion of growth in the market. This has led retail investors to be more interested in chasing these gains in the hope of capturing this growth in lieu of what might be a more appropriate portfolio […]
The Exploding Pen Incident
“I know, I know” you say, “I should have an emergency fund, but you don’t understand our financial pressures. We are living paycheck to paycheck and I can’t see the value in leaving several thousand dollars on the sideline doing nothing.” This financial pressure is exactly why you need an emergency fund. When my wife […]
