When It Comes to Succession Planning, Timing is Key

By |2019-02-13T08:56:27+00:00February 7th, 2019|Financial Planning, Retirement, The Blog @JGUA|

By Andrew Baron, CFP®   You have built a business. You have overcome obstacles and celebrated successes. With your continued efforts, your business has provided for your family and your employees alike. When considering the sale of your business, the timing can present complications affecting others both directly and indirectly. First, the timing of the sale [...]

The Federal Shutdown: Financial Lessons

By |2019-02-07T09:27:09+00:00January 23rd, 2019|Financial Planning, The Blog @JGUA|

By Cynthia Rivera, JD   As a former federal employee in Washington D.C., my heart goes out to my former co-workers, who along with thousands of federal employees and contractors, are currently living without a paycheck.Despite the promise that many federal employees will receive their pay retroactively, most need their income now. But in the [...]

Tips to Develop a Successful College Financial Strategy

By |2019-02-07T09:38:29+00:00January 16th, 2019|Educational Planning, Family, Financial Planning, The Blog @JGUA|

By Cynthia Rivera, J.D.   Surely, funding a tax advantaged 529 plan early in a child’s life is among the most efficient methods to save for college. What if you realize, as your child inches closer to high school graduation, that the funds you diligently invested may not be enough to cover your child’s college [...]

6 Tips for Survival in This Wild World of Internet Sales

By |2019-02-07T09:27:39+00:00January 16th, 2019|Financial Planning, The Blog @JGUA|

By Elizabeth K.B. DiPietrantonio, J.D.   I called my Mother recently with a tone of excitement in my voice I could barely contain. I am almost positive she thought I was calling with news of a grandchild or perhaps the second coming. Alas, I simply wanted to share that I had purchased a set of [...]

Opening the Door to Conversations About Aging

By |2019-02-07T09:28:19+00:00January 16th, 2019|Family, Financial Planning, The Blog @JGUA|

By Brandi Graham, CTFA, CFP®   Everyone knows proactive is better than reactive.  Then why is it most families don’t talk about aging until a sudden health crisis occurs? Chances are you spent some time with your family members this holiday season. You may have noticed Aunt Mary’s house wasn’t as clean as it usually [...]

Are You Anxious About Stock Market Volatility?

By |2019-01-10T11:42:11+00:00January 7th, 2019|Financial Planning, Investment Management, The Blog @JGUA|

When reflecting on the performance of the markets over the last year what comes to mind?   Turbulence? Fluctuations? Uncertainty? All of the above?   If the answer is yes, you aren’t alone. According to CNBC* Nearly 40 percent of Americans said they were "anxious" about stock market volatility...and that was before the roller coaster [...]

Are Target Date Funds a Bulls-eye or off the Board?

By |2019-02-07T09:30:46+00:00January 3rd, 2019|Financial Planning, Investment Management, Retirement, The Blog @JGUA|

Target Date Funds Explained By Mason Jones, CFP®   Target date funds (TDFs) have been around for over two decades. These funds are meant to help investors simplify their decision-making in how to allocate and diversify their assets, especially as they get closer to retirement age. The funds are created by a specific mutual fund [...]

529 Plans —The Basics

By |2018-11-26T18:59:08+00:00July 10th, 2018|Educational Planning, Family, Financial Planning, The Blog @JGUA|

Cynthia Rivera, JD Summer has arrived along with our cherished graduation season.  A milestone to be celebrated. With every passing year our kids are inching closer to that long-awaited dream - college. For many students and their families, however, college has become an expensive dream and a lengthy financial burden.  Helping the future college student [...]

Making Sense of Itemized Deductions Under The New Tax Law

By |2019-01-10T11:44:28+00:00May 14th, 2018|Financial Planning, Tax Planning & Preparation, The Blog @JGUA|

MAKING SENSE OF ITEMIZED DEDUCTIONS UNDER THE NEW TAX LAW Lynda Tull, Associate Advisor If you’re a homeowner and you’re above the standard deduction, chances are you or your tax preparer have itemized your deductions. These deductions include, but are not limited to: Home mortgage interest payments City/state/school property taxes Personal property taxes State income [...]

SEP IRA vs. Solo 401(k) – Which is Better for You?

By |2019-01-10T11:44:51+00:00March 29th, 2018|Financial Planning, Investment Management, Retirement, Starting Out, The Blog @JGUA|

Smart Retirement Options for the Self-Employed. Alexander Ognenovski, JD Self-employment has its advantages; yet also comes with responsibility, such as saving for your own retirement. When you work for an employer, you can usually count on there being a 401(k) plan or something similar already in place that you can contribute to. However, when you [...]