Spousal IRA — A Valentine’s Gift for your Spouse

By | 2018-02-13T17:04:41+00:00 February 13th, 2018|Family, Financial Planning, Investment Management, Starting Out|

Cynthia Rivera, JD Associate Advisor  Many of our financial decisions and future planning are borne out of love. To take care of those we love….is an ideal that permeates most of our daily thoughts and actions. So, on this Valentine’s Day, amid the flowers and chocolates you may want to consider a nonconventional gift for [...]

Are You Prepared for a Disaster?

By | 2017-12-20T10:25:21+00:00 December 12th, 2017|Family, Financial Planning, Investment Management, Legacy, Retirement, Starting Out|

Are You Prepared for a Disaster? Nora Smith, Information Services Manager This Holiday season, so many of us are watching the news helplessly as the fires rage in California and thousands have been forced to leave their homes. The ongoing natural disaster in the West comes on the heels of a horrific Hurricane season that [...]

401(k) or IRA: Which Vehicle Makes Sense (for you).

By | 2018-02-27T09:40:06+00:00 November 21st, 2017|Family, Financial Planning, Investment Management, Starting Out|

Key Points to Consider. Alexander Ognenovski, JD Associate Advisor What’ll it be: a 401(k) or an IRA? Given the choice between putting money in an employer-sponsored retirement account such as a 401(k) or a self-directed savings vehicle like a Roth or traditional IRA, the ideal answer is “all of the above.”  But until (or even [...]

IRS Contribution Limit Changes for 2018

By | 2017-11-21T14:32:48+00:00 November 17th, 2017|Family, Financial Planning, Retirement, Tax Planning & Preparation|

What do these changes mean for you and your retirement savings plan? Lynda Tull, Associate Advisor The IRS has announced new contribution limits for retirement savings accounts which include 401K, 403B, and most 456 plans. Changes to income limits for IRA contribution deductibility and new contribution limits for Health Savings Accounts (HSAs) have also been [...]

Fact vs. Fiction: Saving for College with 529 Plans.

By | 2017-11-08T11:51:11+00:00 November 7th, 2017|Family|

Alexander K. Ognenovski II, J.D. Your guide to myth-busting the 529 Plan; and how to use it to your financial advantage. Three main aspects when considering a 529 Plan: There are no limits on who can open a 529 college savings plan or who can contribute. 529 plan savings can cover a range of educational [...]

Want to help your kids financially? Be the bank.

By | 2017-11-08T11:46:43+00:00 October 19th, 2017|Family|

I want to help my (adult or young adult) kids (or grand kids) financially without just giving them money. Have you ever thought this? Have you wanted them to still have some accountability or teach them to manage some debt without it being such a burden to them? This is something we hear and get [...]