Poor Whiskey (my sweet 17-year-old paint) has been lame on and off for the last year. We went through various diagnostics and treatments to identify the origin of the lameness. Nothing found was remarkable. Isn't that how it goes though? Going through the various sessions with my vet made me realize just how fragile their [...]
Do you plan to owe Uncle Sam for the 2022 tax year? How do you plan on paying? By check? If so, you may want to reconsider your options for this year. Before COVID-19, it was very typical for taxpayers to have their Federal (and State) refunds direct deposited into their bank account and pay [...]
As financial advisors here at JGUA, we pay close attention to new laws, regulations and government administration announcements as they may impact our client’s financial health. This includes the annual Social Security Administration update. This year there are three updates that effect those currently receiving benefits, or plan to collect benefits this year. COLA: The [...]
Occasionally we have clients come to us who hold stock directly with a company or their loved one passed away leaving behind paper stock certificates or transfer agent account statements. Cleaning up and liquidating the account can take time and research to make sure the process is followed to a T. The timing and decisions [...]
While we know that we invite risk of injury as we mount up our “trusty” steed, your risk does not stop here. While no one wants to talk about it, these activities pose a risk to your financial security. Be aware that not addressing them could be detrimental to your financial goals. Emergency Expenses [...]
It’s no doubt that making these type of decisions can be nerve-racking and reviewing your benefits can be very complicated. Although capable, sometimes it’s hard to find the time to digest all your options and analyze all the various benefits. Making the wrong election can have financial consequences for you, either now or in the [...]
With times of high volatility in the stock market and questionable stability of the economy as a whole, many individuals may start to question the safety of cash they keep in their personal banks. Remembering their history lessons of the Great Depression of 1930 (accounts were partially or fully lost, banks failed) or remembering [...]
Written by: Sarah E.J. Collier, J.D. FedLoan Servicing, Granite State Management and Resources, and Navient decide not to renew contracts, WHAT DOES THIS MEAN FOR YOU! Student loan debt is one of the biggest stressors that overwhelm young adults (as well as their parents). While the pandemic is proving not to be over yet, federal [...]
Written by: Sarah E.J. Collier, J.D - Associate Advisor Budgeting isn’t about limiting yourself it’s about making the things that excite you possible. – Author Unknown One of the most underestimated and least taught life lessons in my opinion is learning to budget in a mindful and optimistic way. As I talk with individuals, regardless of [...]
By Sarah E.J. Collier, JD Do you plan on owing Uncle Sam this 2020 tax year? How do you plan on paying? By check? If so, you may want to reconsider your options for this year. In past years it has been very typical for taxpayers to have their Federal (and State) refunds direct [...]
